What Is a Registered Social Security Analyst® (RSSA®)?
As a Registered Social Security Analyst® (RSSA®), I specialize in helping individuals, couples, and business owners make informed decisions about when and how to claim Social Security.
Most people don’t realize that claiming at the wrong time can mean leaving tens of thousands of dollars on the table over their lifetime. My role is to help you understand your options so you can maximize your benefits and support your overall retirement and healthcare plan.
At Shields Up Health, Social Security is more than a line item—it’s a key part of your long-term financial picture.
Social Security Planning Services
When you work with me as your RSSA®, you receive:
Personalized Social Security Benefit Analysis
A customized report based on your unique situation—earnings history, age, marital status, retirement timeline, and goals—showing your optimal claiming strategy.
Claiming Strategy Comparisons
Side-by-side comparisons of claiming at 62, Full Retirement Age, or delaying to 70, as well as strategies for:
- Married couples
- Divorced spouses
- Widows and widowers
- High earners and those impacted by IRMAA
Tax & Income Coordination
Guidance on how Social Security benefits interact with:
- Medicare and healthcare costs
- Pensions and retirement accounts
- Other income streams and potential taxation
Retirement Timing & Medicare Alignment
Support aligning your Social Security filing decision with:
- When to retire or reduce work hours
- When to enroll in Medicare
- How to avoid gaps in coverage or unnecessary penalties
Employer & HR Support
For employers, I offer:
- Educational sessions for Medicare-age employees
- One-on-one consultations for employees nearing retirement
- Support for staff transitioning from group coverage to Medicare and individual plans
Who Can Benefit from RSSA® Services?
This service is ideal for:
- Individuals approaching retirement who want clarity on when to file
- Married couples looking to coordinate benefits for maximum lifetime income
- Divorced individuals who may qualify for benefits from an ex-spouse
- Widows and widowers navigating survivor benefits
- High earners who want to understand taxation and IRMAA impacts
- Employers who want to better support their Medicare-age employees and retirees
If you’re asking, “When is the best time for me to claim Social Security?”—this service is for you.
Why Work With an RSSA® at Shields Up Health?
- Specialized training in Social Security rules, exceptions, and strategies
- Use of advanced planning software to model lifetime income under different filing ages and options
- Integration of your Social Security strategy with Medicare, healthcare costs, and overall retirement planning
- Straightforward explanations, local support, and a no-pressure, no-cost consultation to explore your options
You don’t have to guess your way through one of the biggest financial decisions of your life.
Ready to Understand Your Best Claiming Strategy?
Whether you’re a few years away from retirement or already receiving benefits and wondering if you made the right choice, I’m here to help.